ER Classics Desktop 2022

Stolen JaguarWe recently heard the story of a stolen car. A classic. Fortunately the owner had a fresh appraisal report and good insurance.

The insurer then decided not to give its staff a Christmas gift and to pay for the damage.

And then the police found the car again.
After all the police reports, the insurer got control over the car.
The insurer went wagging at the former owner.

The former owner did not want the car back.

There was something to be said for that, because the appraiser who had estimated the car. probably had an extremely positive worldview that day. The car wasn't worth half the value it was valued for.

We can learn from this:
That it is good to have a classic appraised, but that apparently in sporadic cases there is talk of a valuation being used as a revenue model.

Now no buyer will take such a hallelujah appraisal report seriously, but in such a case an insurer will depend on its own conditions. And if such a thing happened more often, it would undermine his earnings model. And he must increase our premiums again.

And how does it all end now?
Well, the insurer has offered the car for auction. And then it is no longer up to the appraiser or insurer what the value is, but to the market.



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