Yet again about insurance

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Purchasing classics there

The smoke has already risen again, but another fire broke out in a storage or hobby room for classics.

Of course it's always nice when your hobby makes the news, but the TV images we saw didn't make us happy.

The first - emotional - reactions from the owners were clearly not a party song either.

However, experience has shown that a few of those affected are probably extra deprived now.

The insurance is well arranged with a professional classic car park.
With a greenhouse that has been upgraded from the loose wrist, it is just the question.

Namely, if cars are provided with an active license plate, then they are not normally covered by the contents insurance of the buildings. If that insurance is already there ...

So check whether your storage holder is insured against such disasters, check the fine print of your own policy and take out additional insurance against fire and theft if necessary.

The emotional value of your classic is often invaluable. But if there is another substantial financial loss ...

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2 comments

  1. Very sorry for the owners indeed. Classic cars often only take out third-party car insurance, but this type of damage is indeed only paid out when a car insurance policy has been taken out.

  2. With household effects, the items that belong to the private household of an insured are insured. Auto parts can be covered, never whole cars. There is only one solution and that is to take out a hull insurance for the car, which also covers fire. Never make yourself dependent on the stall owner: he has no insurance for that.
    Herman Steendam, FEHAC working group insurance and valuations

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